Is Ulsa safe?
Ulsa connects to UK bank accounts through read-only open banking. Ulsa never stores bank credentials, and users can disconnect bank access.
Know exactly where your money goes
Ulsa is a UK budgeting app for 18-35 year olds. It connects to supported UK bank accounts using read-only access and never stores bank credentials.
Ulsa helps users track spending, set budgets, spot subscriptions, and understand everyday money decisions.
What Ulsa does
- Automatic spending categorisation from connected account transactions.
- Budget setup with suggestions from real transaction history.
- Subscription tracking for recurring payments and renewals.
- Spending analytics for monthly patterns and category changes.
- An optional AI assistant for plain-English money questions.
Pricing
Ulsa has a Free plan. Ulsa Plus costs £4.99/month or £39.99/year, and Ulsa Pro costs £9.99/month or £79.99/year.
Frequently asked questions
Which banks does Ulsa work with?
Ulsa works with UK banks supported through open banking. Exact availability depends on the bank and the connection available at the time.
How much does Ulsa cost?
Ulsa has a Free plan. Ulsa Plus costs £4.99 per month or £39.99 per year, and Ulsa Pro costs £9.99 per month or £79.99 per year. Ulsa is currently collecting waitlist signups before wider access opens.
How do I cancel Ulsa?
You can cancel from the subscription settings for the platform where you subscribed. Access continues until the end of the current billing period, and support is available if you need help.
What does the AI assistant do?
Ulsa helps explain spending patterns, categories, subscriptions, and budgeting questions in plain English. It is a budgeting assistant, not a regulated financial adviser, and important money decisions should be reviewed carefully.
How is Ulsa different from Emma and other budgeting apps?
Ulsa focuses on bank-connected budgeting, spending categories, subscription visibility, and clear spending analytics. It is designed to give you a useful monthly money view rather than only a transaction list.
Does Ulsa sell my data?
No. Ulsa does not sell user data and does not use user data for advertising. Data is used to provide the budgeting service, improve the product, and support account security.