Is Clara safe?
Clara connects to UK bank accounts through read-only open banking. Clara never stores bank credentials, and users can disconnect bank access.
Know exactly where your money goes
Clara is a UK budgeting app for 18-35 year olds. It connects to supported UK bank accounts using read-only access and never stores bank credentials.
Clara helps users track spending, set budgets, spot subscriptions, and understand everyday money decisions.
What Clara does
- Automatic spending categorisation from connected account transactions.
- Budget setup with suggestions from real transaction history.
- Subscription tracking for recurring payments and renewals.
- Spending analytics for monthly patterns and category changes.
- An optional AI assistant for plain-English money questions.
Pricing
Clara has a Free plan. Clara Plus costs £4.99/month or £39.99/year, and Clara Pro costs £9.99/month or £79.99/year.
Frequently asked questions
Which banks does Clara work with?
Clara works with UK banks supported through open banking. Exact availability depends on the bank and the connection available at the time.
How much does Clara cost?
Clara has a Free plan. Clara Plus costs £4.99 per month or £39.99 per year, and Clara Pro costs £9.99 per month or £79.99 per year. Clara is currently collecting waitlist signups before wider access opens.
How do I cancel Clara?
You can cancel from the subscription settings for the platform where you subscribed. Access continues until the end of the current billing period, and support is available if you need help.
What does the AI assistant do?
Clara helps explain spending patterns, categories, subscriptions, and budgeting questions in plain English. It is a budgeting assistant, not a regulated financial adviser, and important money decisions should be reviewed carefully.
How is Clara different from Emma and other budgeting apps?
Clara focuses on bank-connected budgeting, spending categories, subscription visibility, and clear spending analytics. It is designed to give you a useful monthly money view rather than only a transaction list.
Does Clara sell my data?
No. Clara does not sell user data and does not use user data for advertising. Data is used to provide the budgeting service, improve the product, and support account security.